Established in 1994, Dar Credit and Capital Limited (DCCL) is a Non-Banking Finance Company (NBFC) providing three key financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans. The company primarily serves low-income individuals, including municipal workers such as cleaners and peons, as well as small shopkeepers and vendors, with a special emphasis on supporting women-led businesses.

As of December 31, DCCL had 24,608 active customers, supported by its network of 27 branches and camps spanning 64 districts across six Indian states. The company maintains a balanced loan book, with personal loans constituting 44.46%, micro loans accounting for 40.12%, while unsecured SME loans and secured MSME loans make up 2.65% and 12.76% respectively.

Investors can subscribe to the Dar Credit IPO from May 21-23, 2025, with shares priced between ₹57-60 each. The offering reserves 35% for retail investors, 50% for institutional buyers (QIBs), and 15% for high-net-worth individuals (HNIs). The allotment will be completed by May 26, followed by the stock’s NSE debut on May 28, 2025.

The company reported a revenue of ₹33.01 crores in 2024, up from ₹25.57 crores in 2023. Profits also saw growth, rising to ₹3.97 crores in 2024 compared to ₹2.93 crores in the previous year.

Dar Credit and Capital IPO Details

IPO Date	May 21, 2025 to May 23, 2025
Listing Date	[.]
Face Value	₹10 per share
Issue Price Band	₹57 to ₹60 per share
Lot Size	2,000 Shares
Total Issue Size	Approx ₹25.66 Crores
Fresh Issue	Approx ₹25.66 Crores
Issue Type	Book Built Issue
Listing At	NSE SME
Share Holding Pre Issue	1,00,00,000 shares
Share Holding Post Issue	1,42,76,000 shares

Dar Credit and Capital IPO Dates

The initial public offering (IPO) of Dar Credit and Capital begins on May 21, 2025, and will conclude on May 23, 2025.

IPO Open Date	Wed, May 21, 2025
IPO Close Date	Fri, May 23, 2025
Tentative Allotment	Mon, May 26, 2025
Refunds	Tue, May 27, 2025
Credit of Shares to Demat	Tue, May 27, 2025
IPO Listing Date	Wed, May 28, 2025
UPI Mandate Confirmation Deadline	5 PM on May 23, 2025

Dar Credit IPO Market Lot

The minimum market lot for the Dar Credit IPO is 2,000 shares, requiring an application amount of ₹1,20,000.

Application	Lot Size	Shares	Amount
Retail Minimum	1	2,000	₹1,20,000
Retail Maximum	1	2,000	₹1,20,000
S-HNI Minimum	2	4,000	₹2,40,000

Know more

Dar Credit IPO Launch: Complete Guide for Investors